Official government correction scheme underway — Some HMRC records will be deleted 31 December 2026. Raised children before 2000? You could be owed up to £8,377. Check free today →
State Pension Correction Scheme

Did you raise children
before the year 2000?

Millions of mothers were never told their pension was being underpaid. A government correction means you could receive a lump sum — and more pension every week going forward.

£8,377
average lump sum owed*
Check my pension — free ☎ Call us instead

Prefer to speak to someone? Call free:
0115 8221850 — Mon–Fri, 9am–5pm

You may be eligible if…
  • You claimed Child Benefit before May 2000
  • You took time off work to raise your children
  • You are aged 60 or over
  • You are on a reduced state pension
  • A family member who has died may have been underpaid
Check my eligibility — free

No upfront cost • We handle all paperwork • Takes 2 minutes

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No upfront cost
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Your data is secure
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Real people to call
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We handle the paperwork
A service by
Hallbrook Partners — Est. 2008
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How to know this is genuine

We are a UK based HMRC registerd tax agent. We never cold call and if you have asked us to contact you, we will only ever call you from our Nottingham office 0115 8221850. We will never ask for your bank details to check your eligibility. All payments recovered will go directly to you as HMRC will never pay an Agent directly.The official HMRC letter about this scheme comes from BX9 1AN. Mother's Pension Check is a trading style of Hallbrook Partners Limited (Company No. 06726713) — a regulated Claims Management Company that has returned over £70 million in compensation to clients since 2010. Verify us at Companies House or visit hallbrook.claims. You can also claim directly yourself for free at gov.uk — we are here to help if you would prefer that someone handle everything for you.

Simple & straightforward

How we check and correct your pension

We act as your HMRC-registered tax agent — dealing with HMRC directly on your behalf so you don't have to.

01

Free eligibility check

Answer a few simple questions — takes about 2 minutes. We'll tell you straight away whether it's worth pursuing. No obligation whatsoever.

About 2 minutes
02

We check your NI record

With your signed authority, we check your National Insurance record with HMRC to identify any missing HRP credits and confirm whether your pension has been affected.

We do this for you
03

We submit the correction

If credits are missing, we submit the correction to HMRC and liaise with the DWP to have your pension recalculated. We keep you updated in plain English — by post or phone if you prefer.

We handle everything
04

DWP pays you directly

Any arrears and any increase to your weekly pension are paid directly to you by the Department for Work and Pensions. Our fee is only charged if you receive money.

Money goes straight to you
Eligibility guide

Am I likely to be owed money?

Most women who raised children before May 2000 and are not on a full state pension may be affected.

You are likely eligible if…
✓You claimed Child Benefit in your own name before May 2000
✓You are currently aged 60 or over
✓You took time away from work to look after your children
✓You receive less than the full basic state pension
✓You were not paying the “married woman’s stamp” during those years
✓You currently receive Pension Credit or Housing Benefit
Not sure about the married woman’s stamp? Most women who left work to raise children in the 1980s and 1990s were not on this scheme. Just start a free check — we’ll work it out for you.
You are unlikely to be eligible if…
×You only first claimed Child Benefit after May 2000
×You are already receiving the full basic state pension
×You worked continuously and have a full National Insurance record
×Child Benefit was only ever in your husband’s name (though you may still be able to transfer — please check)
Start free eligibility check →

2 minutes • No financial information needed

You can also check and claim yourself for free at gov.uk/home-responsibilities-protection-hrp or by posting form CF411 to HMRC. We are here if you would prefer someone to handle it for you.
Who we are

Part of the Hallbrook family — trusted since 2008

Mother's Pension Check is a trading name of Hallbrook Partners Limited — a firm that has been helping UK consumers recover money since 2008 and has returned over £70 million to clients across mis-sold investments, pension, and finance claims.

Hallbrook is a regulated claims management company for its core business. That experience, rigour, and client-first approach sits behind everything we do under the Mother's Pension Check name.

For HRP state pension corrections specifically, we act as your HMRC-registered tax agent — a professional service that sits outside FCA regulation but is governed by HMRC's own standards for agents, UK GDPR, and our own high standards of client care.

£70m+
Compensation for bad investment advice has been returned to UK clients since 2010
2008
established — over 18 years of service
Clients
helped — more than 10,000 satisfied clients
HMRC
registered tax agent for HRP corrections

Important: HRP state pension correction is a tax agent service, not a regulated claims management activity. The Financial Ombudsman Service and FSCS do not apply to this service. Complaints about our HRP work are handled under our own internal complaints procedure — full details provided before you sign. You can also claim directly with HMRC for free at gov.uk.

The Hallbrook Partners team
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UK Based, UK registered company

Hallbrook Partners Limited, Company No. 06726713. Verify at Companies House.

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Hallbrook Partners Ltd

Authorised and regulated by the FCA (FRN 837713) as a claims management company for investment advice related claims.Check the FCA register. HRP state pension correction services are NOT a regulated activity.

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HMRC-registered tax agent

Registered with HMRC to act on behalf of clients for NI record corrections and HRP claims under a formal agent authority.

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ICO registered — data protection

Registered with the Information Commissioner's Office. Your data is handled under UK GDPR and is never sold to third parties.

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No upfront cost

Our fee is a percentage of money recovered and ranges between 18% and 36% inclusive of VAT. The more recovered, the lower our fee. If instructed, you may cancel within 14 days without charge. If we recover nothing, you pay nothing. A reasonable fee to cover the work we have done may be charged if you cancel our engagement before we reach a conclusion.

What our clients say

Real people, real results

From Hallbrook clients across our services — please take the time to review our Trustpilot, Google and some of the direct testimonials we have received over the years.

★★★★★

“My claim was handled by Hallbrook with the utmost care and efficiency and I would recommend Hallbrook Partners to anyone who has a similar problem to what I had. I can definitely recommend the service that I received without any faff or problems, just a good all round service that needs promoting. Thank you for your help and excellent customer service.”

Verified Hallbrook clientMis-sold investment claim
★★★★★

“I admit I was quite sceptical about Hallbrook being successful in their claim for past mis sold shares and I nearly did not go ahead by accepting their offer as it was so many years ago. However, I was truly amazed when they won the case for me and delighted to receive a generous cheque in my bank. So well done Hallbrook.”

Verified Hallbrook clientFinancial claim

— If you have used our service and would you would be happy to share your experience, please get in touch.

Family & estate claims

Did your mother pass away whilst being underpaid?

If a family member died whilst receiving less pension than they were entitled to, their estate may still be owed the full backdated arrears. You can claim on their behalf — even years after the death.

You do not need probate in place to start a conversation. We can explain exactly what is needed and guide you through the process from the beginning.

Important deadline: Some Government records relating to deceased pensioners are scheduled to be deleted after 31 December 2026. The sooner you act, the easier the claim is to evidence.
Start a family claim ☎ Call to discuss
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    We can help gather the evidenceOld bank statements, DWP letters and a death certificate are often sufficient to open a claim.
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    Handled with care and sensitivityEstate claims are managed with full confidentiality and respect for your family.
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    No probate needed to startWe can begin with a conversation and advise on documents needed as the process unfolds.
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    Estate claims can be more complex — call firstCall 0115 8221850 and we will explain everything before you commit to anything.
Common questions

Things people often want to know

Plain answers — no jargon.

Home Responsibilities Protection (HRP) ran from 1978 to 2010. It was designed so that women who took time out of work to raise children still built up enough National Insurance credits towards a full state pension. The problem is that before May 2000, HRP was not always properly recorded — meaning many women have been receiving less pension than they are entitled to, often for many years, without knowing it.
Yes — absolutely, and we will always tell you this. You can check your eligibility and submit a correction yourself for free at gov.uk, or by posting form CF411 to HMRC. Our service is for people who would prefer someone to handle the process, assist with obtaining the evidence, manage HMRC correspondence, and follow up on their behalf — particularly where the paperwork feels daunting or confusing.
Many people receive the HMRC letter but did not act, perhaps they found the online process confusing, or were worried it might be a scam. If you have the letter, we can verify your eligibility, handle the submission and all HMRC correspondence on your behalf. We can also deal with HMRC entirely by post if you do not have internet access.
The eligibility check is completely free with no obligation. If we take on your case, our fee is a percentage of any money you receive — agreed in writing before we start. If your claim is unsuccessful, you pay nothing. You may cancel within 14 days of signing at no charge. If you cancel after 14 days, but before we reach a conclusion, there may be a charge for the work we have undertaken. Full fee details are provided before you commit. And remember — you can always claim directly with HMRC for free at gov.uk.
A fair question. In some cases, a higher state pension can reduce means-tested benefits like Pension Credit or Housing Benefit. For most people the increase in pension income more than outweighs any reduction. We review your personal circumstances carefully before recommending you proceed, and we will always be straightforward with you about the likely outcome for your specific situation.
No — Whilst Hallbrook Partners Ltd, the company behind Mother's Pension Check is authorised and regulated by the FCA for its mainstream claims management work, such as mis-sold investments and pensions. HRP state pension correction is a tax agent service and NOT a regulated claims management activity. This means the FCA's claims management rules, the Financial Ombudsman Service, and the FSCS do not cover this specific service. We act as your HMRC-registered tax agent. Complaints about our HRP work are handled through our own internal complaints procedure, full details of which are provided before you sign. We believe in being fully transparent about this distinction.
Yes. If your mother received less state pension than she was entitled to, her estate may be owed the arrears. Useful documents include a death certificate, old bank statements or old DWP letters showing what pension she was receiving. You will typically need to be the executor or next of kin. It is important to act before 31 December 2026, as government records may be deleted after this date. Call us first on 0115 8221850 — estate claims are more involved and it helps to talk through your specific situation before anything is submitted.
Most claims take between 8 and 20 weeks from submission to resolution, depending on how quickly HMRC and the DWP process the correction. We chase on your behalf and keep you updated throughout. You do not need to contact HMRC yourself at any stage.
HRP is a topic with a lot of detail behind it — what it covers, who qualifies, how records get checked, what evidence helps, and what to do if things stall. We have put together a plain-English guide covering all of this. Read the full HRP guide →
There are five practical steps involved: getting your NI record and pension forecast, building a year-by-year summary of your caring years, gathering your evidence in three clear categories, submitting online or by post, and then tracking things through to completion. We have written a full step-by-step walkthrough — including what to do if Child Benefit was in your partner’s name. Read the how-to-claim guide →
Free & no obligation

Find out if you’re owed money — today

The check takes 2 minutes. Nothing to lose and potentially thousands of pounds to gain. You can also check free at gov.uk if you prefer to do it yourself.

Start free pension check ☎  0115 8221850

No upfront cost • No bank details required • Available by post or phone • You can also claim free at gov.uk